RETIREMENT PLANNING TODAY

A REAL Retirement Course taught by a REAL PROFESSIONAL

ISU University Place | CHE Building 222

1776 Science Center Drive, Idaho Falls

Thursdays, May 2 & May 9, 2024

6:30 p.m. – 8:30 p.m.

Attendees will receive an accompanying textbook to follow along & use for future reference, and light dinner for both nights.

$49 Tuition Fee
For You & a Guest

Let’s have some real talk:

Social Security projects funds being depleted in 2037*
Inflation has hit us hard and it isn’t going away anytime soon
Markets can be volatile during an election year
Taxes will likely be higher in the future
Healthcare costs are at an all time high and continue to rise
Knowing when and where to pull retirement income from matters
Recessions happen. Having a game plan helps

*Official IRS Publication here

Night 1 – May 2, 2024

SECTION 1 – UNLOCK YOUR RETIREMENT VISION

- Learn the most common mistakes and how to avoid them

SECTION 2 – THE REAL COST OF RETIREMENT

- How much do you need to live out your dream retirement

SECTION 3 – BUILD YOUR RETIREMENT PLAN

- Actionable steps you can take now for your future

SECTION 4 – TAX SMART PLANNING

- Tax plan for 401(k)s, IRAs, Social Security, and Pensions

SECTION 5 – RETIREMENT PLAN DISTRIBUTIONS

- Generate growth and consistent predictable income

Night 2 – May 9, 2024

SECTION 6 – INVESTMENT VEHICLE FACTS

- Knowledge is wealth. Investment strategies; pros vs cons

SECTION 7 – RISK MANAGEMENT & ASSET PROTECTION

- Protect what you have worked a lifetime for

SECTION 8 – ESTATE PLANNING

- Wills vs trusts, create multi-generational wealth

Tuition for Both Nights
$49 for Two People

Meet Your Experienced Course Instructor

JENNIFER LANDON

CEO, President, Advisor

Jennifer has taught this retirement course for over a decade throughout the southeast Idaho region, helping hundreds of families successfully navigate their journey to and through retirement.

Featured in the Wall Street Journal, CNBC, and Yahoo Finance!, Jennifer is relied upon regularly by local media as a resource for financial education.

Opening Journey Financial Services, Inc. in 2008, Jennifer offers a holistic, team approach to retirement planning and wealth management, with attention to detail and client-centric customer engagement.

What to Expect:

No products, or sales pitch
Safe and comfortable learning environment
View retirement from a holistic perspective
Easy to follow workbook, yours to keep
Interactive presentation, led by instructor
Simplified explanations of financial terms
Allotted time for student questions

Education for Adults

WHY IS FINANCIAL EDUCATION IMPORTANT?

Due to the current political and economic climate, many people worry about the future. We’ve recently experienced major tax law changes, international conflicts that threaten our stock market, and an uncertain future for social security. Compound those headwinds with a massive increase with inflationary rates, the need for sound financial strategies has never been greater. This course explains financial foundations, principles, and strategies that will empower you to make informed financial decisions. Whether your objective is to protect your wealth from volatility and taxes, grow your wealth to sustain your lifestyle, or ensure your wealth goes to your loved ones (not the IRS), this course helps you plan your future with confidence.

You will learn about various retirement investment vehicles as well as the advantages and disadvantages of each. You will discover how to save money on taxes, manage investment risks and protect your assets from potential long-term healthcare expenses. This course shows you how to assess your financial situation and develop a personalized plan to achieve your retirement goals.

WHAT IS THE DIFFERENCE BETWEEN INFORMATION AND EDUCATION?

There is no shortage of voices shouting (through radio, internet, and television) all of today’s trendy financial fixes or short-cut approaches at you. The reality is that most of these ads are “marketing hooks” and it is difficult to use their information to make truly informed decisions or create a plan for your retirement. This course will teach you how to differentiate between the voices trying to help you and the ones trying to help themselves. It will deliver comprehensive, objective knowledge you can easily apply. When it comes to important subjects like retirement planning, it makes sense to get competent advice from a credible source.

WHO SHOULD ATTEND?

This course is designed for people who are nearing retirement, or who have just retired. It is designed for those who have worked hard to build a nestegg and who care about efficiencies, taxes, and creating and maintaining a comfortable lifestyle in retirement. It’s for individuals who have spent a lifetime saving for retirement and want to know “what now?”, “Have I saved enough?”, or “How do I transition from working for my money to having my money work for me?”

A REAL Retirement Course taught by a REAL PROFESSIONAL

Attendees will receive an accompanying textbook to follow along & use for future reference, and light dinner for both nights.